01 — Digital Agreement Records
01Record the agreed amount, dates, duration and important details between both parties.
Hand Credit does not provide loans or transfer money.
Digital agreements for everyday credit.
Create, confirm, track and close credit records between two parties — clearly and securely in one place.
Digital Agreement
Record amount, duration and terms clearly.
Mutual Confirmation
Both parties review and confirm shared records.
Agreement Record
Hand Credit
Confirmed Record
Payment Logged
₹10,000
Partial payment updated
Mutual Confirmation
Both parties aligned
Relationships
Built for everyday credit relationships
Whether credit is between two individuals or connected to everyday business, Hand Credit helps both parties maintain a clearer shared record.
Individuals
Businesses
Suppliers
Customers
The Problem
Credit should not depend on memory alone.
Everyday credit is often recorded in notebooks, chats or simply remembered. When details are scattered, disagreements can become difficult to resolve.
1. Verbal Agreements
Important credit details may be agreed verbally and forgotten later.
2. Scattered Records
Amounts, dates and payment details can end up across notebooks and messages.
3. Unclear Payment History
Partial payments can become difficult to track over time.
4. Missed Follow-ups
Important dates and pending records can easily be overlooked.
The Solution
One clear digital record from agreement to closure.
Hand Credit keeps the important details of a credit agreement organised and visible to the parties involved.
1. Digital Agreement
Record the agreed amount, dates, duration and supporting details.
2. Mutual Confirmation
The other party can review and confirm the record.
3. Payment Records
Record full or partial payments as they happen.
4. Agreement Closure
Complete the record when the agreement is settled.
5. Attachments
Keep supporting documents or images with the relevant record.
6. Reminders
Stay aware of upcoming and pending activity.
7. Categories
Organise Hand Credit, Business Credit, Interest Credit and Chit Credit separately.
8. Insights
View active, completed and pending records in one place.
Features
Everything you need to keep credit clear.
Eight simple tools that bring your credit records into one clear digital place.
02 — Mutual Confirmation
02Both parties can review and confirm the agreement for a clearer shared record.
03 — Payment Tracking
03Record full or partial payments and maintain an organised payment history.
04 — Agreement Closure
04Complete a credit record after the agreement has been settled.
05 — Business Credit
05Maintain organised credit records between businesses, suppliers and customers.
06 — Interest Credit
06Record principal, agreed interest details and interest payments in one place.
07 — Chit Credit
07Organise group participation, monthly records and payment information.
08 — Insights & Reminders
08See active records, upcoming activity, pending confirmations and completed agreements.
Clear shared records• Mutual agreement review• Private & secure storage
Mutual Alignment
Both parties stay aligned.
The same agreement information can be reviewed by the people involved, helping reduce confusion about what was recorded.
Agreement #HC-2026-0842
ConfirmedCreated on 15 Jan 2026 · Category: Hand Credit · 2 Parties Connected
Agreement Amount
₹50,000
Agreed principal record
Start Date & Duration
15 Jan 2026
Duration: 6 Months
Total Paid to Date
₹20,000
2 payments logged
Pending Amount
₹30,000
Status: Active
Parties in Agreement
P1
Party A (Creator)
+91 98765 •••••
P2
Party B (Counterparty)
+91 94412 •••••
Both parties have full visibility and access to the shared record and payment entries.
Payment History
₹10,000
15 Mar 2026 · Partial Payment
₹10,000
15 Feb 2026 · Partial Payment
Pending balance: ₹30,000Next expected: 15 Apr 2026
How It Works
Four simple steps
Organise any credit agreement clearly and securely from beginning to end.
Step 01
01 — Create
Create a credit agreement record with the agreed information.
Step 02
02 — Confirm
The other party reviews and confirms the record.
Step 03
03 — Track
Record payments and important updates throughout the agreement.
Step 04
04 — Close
When the agreement is completed, close the record with confirmation.
Benefits
Why use Hand Credit?
Simple, modern digital agreement tools designed for everyday credit relationships.
Clear Records
Important credit details stay organised.
Mutual Confirmation
Both parties can confirm what was recorded.
Payment History
Full and partial payments can be recorded over time.
Simple Tracking
See active and completed records more easily.
Useful Reminders
Stay informed about upcoming activity.
Better Organisation
Personal, business, interest and chit records stay separated.
Attachments
Keep supporting information with the agreement.
Digital Access
View your records when needed.
Inside the app
Designed for clear record-keeping
Fast, tap-friendly screens built for creating, confirming and tracking credit agreements.
Home & Active Records
Hand Credit Agreement
Business & Interest Credit
Chit Credit Records
Payment Records & Insights
Comparison
Traditional Record Keeping vs Hand Credit
Keep every credit clear, confirmed and recorded in one reliable place.
Traditional Record Keeping
Hand Credit
Details written in notebooks
Digital agreement record
Information scattered across chats
Important details together
Payments difficult to follow
Organised payment history
One person's record
Mutual confirmation
Manual follow-ups
Reminders and status tracking
Records difficult to organise
Category-based records
Completion not clearly recorded
Clear agreement closure
FAQ
Frequently Asked Questions
Everything you need to know about Hand Credit digital agreements and record-keeping.
Clear · Mutual · Digital
Keep every credit clear and recorded.
Create, confirm and track your credit agreements with Hand Credit.
Hand Credit does not provide loans or transfer money.
Contact
Talk to Hand Credit
Have a question about Hand Credit? Our team is here to help.
+91 99634 34475
Nagoor
info@handcredit.in
We reply within one business day
Hyderabad, Telangana
Madhapur
Product of Haffi Fintech Solutions
Hand Credit is designed to provide clear, mutual agreement recording and tracking. Hand Credit does not provide loans or transfer money.